Project REACh

Removing barriers to financial inclusion

Project REACh promotes financial inclusion through greater access to credit and capital.

REACh stands for Roundtable for Economic Access and Change, and the project brings together leaders from the banking industry, national civil rights organizations, business, and technology to reduce specific barriers that prevent full, equal, and fair participation in the nation’s economy.

Project REACh convenes people with the ability to help solve inherent policy problems so underserved populations may have the same opportunities to succeed and benefit from the nation’s financial system as others. The group identifies and works to reduce barriers to access that exist at the national or local levels to expand access to credit and capital.

Fact Sheet

The OCC recognizes that removing structural barriers to financial inclusion will result in broader participation in the economy and will help millions of people, previously left out of the system, to pursue their American dreams.

Project Reach National Working Group

National Working Group

See which partners are working in each of the Project REACh workstreams: the affordable homeownership team, the alternative credit assessment utility team, the minority depository institutions team, and the small and minority business opportunity team.

Project Reach One Year Anniversary

One Year Anniversary

This OCC newsletter recognizes the progress of banks, civil rights groups, and community development organizations to expand financial access and economic opportunity for millions of underserved individuals and small businesses.

Project REACh Affordable Homeownership

Affordable Homeownership Workstream

Homeownership is the primary way most individuals and families build wealth in the United States. Read about the projects underway to help low- and moderate-income and minority borrowers buy a home.

Alternative Credit Assessment Utility Workstream

Alternative Credit Assessment Utility Workstream

Nearly 50 million Americans lack a credit score, making it difficult to access affordable credit and build wealth. Learn more about efforts to help those without traditional credit scores enter mainstream financial services.

Project Reach Minority Depository Institutions Workstream

Minority Depository Institutions Workstream

Minority depository institutions typically serve economically-challenged communities that are traditionally underserved by the banking industry and other businesses. Project REACh is committed to preserving and promoting these institutions.

Minority Depository Institution Pledge

The Project REACh Pledge to Strengthen Minority Depository Institutions promotes the viability and preservation of minority depository institutions (MDI). We recognize the importance of MDIs within their communities.

Project REACh Small and Minority Business Opportunity Workstream

Small and Minority Business Opportunity Workstream

Small business serve as engines for the economy, creating two-thirds of new jobs, but resources to support their expansion are limited. Read about the efforts to increase investment and financing to rural, Native, agricultural and minority-owned businesses.

Project Reach LA REACh


Project REACh launched its first regional effort to address the wealth gap in homeownership, empower small and minority-owned businesses, and revitalize minority depository institutions in Los Angeles.