Skip to main content
OCC Flag

An official website of the United States government

Stephen Lybarger

Senior Deputy Comptroller for Chartering, Organization and Structure

Stephen Lybarger

Stephen Lybarger is the Senior Deputy Comptroller for Chartering, Organization and Structure at the Office of the Comptroller of the Currency (OCC).

In this role, Mr. Lybarger oversees the agency’s licensing function with staff in Washington, D.C. and regional offices. He is responsible for managing the OCC’s licensing process for national banks, federal savings associations, payment stablecoin issuers, and proposals for growth and structure changes to support a safe and sound national banking system, and for coordinating with the Chief Counsel’s Office and Bank Supervision and Examination in connection with such proposals. Mr. Lybarger serves on the OCC’s Executive Committee and reports to the Comptroller of the Currency.

Mr. Lybarger most recently served as Deputy Comptroller for Licensing, assuming that role in 2010. He joined the OCC in 1984 as a community bank examiner and earned his commission as a National Bank Examiner in 1988. He joined the licensing department in 1989.

Mr. Lybarger earned a bachelor’s degree in business economics from Colorado State University.