Moments in History

Policy Connections from the History of the Federal Banking System

Learn about pivotal moments in the history of the federal banking system and their impact on the nation from an economic point of view.

Publication Date	Title	Version
04/26/2024	The History of National Bank Real Estate Lending: Part II (1981-2023)	April 2024
06/20/2023	The History of National Bank Real Estate Lending: Part I (1863-1980)	June 2023
10/25/2022	The History of Supervisory Expectations for Capital Adequacy: Part II (1984–2021)	October 2022
06/13/2022	The History of Supervisory Expectations for Capital Adequacy: Part I (1863-1983)	June 2022
11/23/2021	Shareholder Double Liability and Depositor Losses in Failed National Banks: 1865–1935	November 2021
06/11/2021	The Value of Examiner Asset Classifications: Protecting Uninsured Depositors and Creditors Since 1863	June 2021
12/07/2020	The Evolution of Bank Chartering	December 2020
12/03/2020	Value Creation From the National Bank Charter: Historical Reflections on the Complementarity of Examinations and Market Discipline	December 2020