OCC Decreases the September 30, 2025, Assessment Rates for National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced a decrease in assessment rates for the September 30, 2025, semiannual assessment. This is the fifth decrease in assessments since 2017 and will apply to all OCC-regulated institutions.

“The OCC is operating more efficiently through a diligent effort to modernize its approach to bank supervision, leverage technology, and refocus our supervisory priorities on material financial risks,” said Comptroller of the Currency Jonathan V. Gould. “The OCC is passing cost savings on to our regulated institutions so they may better support a thriving U.S. economy. We will continue to advance a strong and effective regulatory framework that promotes economic growth and minimizes burden to banks.”

The OCC reduced the rates in the general assessment fee schedule by 30 percent for assets up to $40 billion and 22 percent for assets above $40 billion, and reduced the rates in the independent trust and independent credit card assessment fee schedules by 22 percent. Additionally, the OCC is decreasing the hourly fee for special examinations and investigations to $137 from $176. The decrease will still allow the OCC to recover the cost of conducting special examinations and investigations.

The 2025 assessment rates will continue to provide the OCC with sufficient resources to ensure a well-trained staff and to update the agency’s technology systems as necessary to perform its important mission to maintain the safety and soundness of the federal banking system.

The revised calendar year 2025 assessment rates will be in effect as of September 30, 2025, and will be reflected in the semiannual assessments paid on September 30, 2025. The revised rates are presented in the Interim Calendar Year 2025 Fees and Assessments Structure.

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