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News Release 2025-77 | August 1, 2025

OCC Releases CRA Performance Evaluations for 15 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of July 1, 2025, through July 31, 2025.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
The First National Bank of Hartford Hartford AL Satisfactory
Chino Commercial Bank, N.A. Chino CA Satisfactory
EH National Bank Beverly Hills CA Satisfactory
TD Bank, N.A. Wilmington DE Outstanding
First Mid Bank and Trust, N.A. Mattoon IL Satisfactory
The Riddell National Bank Brazil IN Satisfactory
American National Bank of Minnesota Baxter MN Satisfactory
Credit One Bank, N.A. Las Vegas NV Outstanding
Farm Bureau Bank, FSB Reno NV Satisfactory
Greenville Federal Greenville OH Satisfactory
The National Bank of Adams County of West Union West Union OH Outstanding
First Federal Savings and Loan Association of McMinnville McMinnville OR Outstanding
Texas Gulf Bank, N.A. Houston TX Satisfactory
Ladysmith Federal Savings and Loan Association Ladysmith WI Outstanding
Big Horn Federal Savings Bank Greybull WY Outstanding

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.

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Media Contact

Monica McCoy
(202) 649-6870