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An official website of the United States government

Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.


Related News and Issuances

DateIDTitle
09/23/2026 NR 2026-80 OCC Reports Mortgage Performance for Second Quarter of 2026
07/13/2026 NR 2026-57 Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States
06/30/2026 NR 2026-52 OCC Reports Mortgage Performance for First Quarter of 2026