Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks. This topic also covers issues related to retail credit offerings.

Mortgage Banking

Mortgage Banking / Residential Lending

Loan originations, processing, underwriting, servicing, and sales

Credit Card

Credit Card Lending

Credit card products

Installment Lending

Installment Lending

Secured or unsecured small loans repaid in equal installments

Merchant Processing

Merchant Processing

Processing of credit and debit card payment transactions

Unsecured Lending

Unsecured Lending

Deposit-related credit products and services


Related News and Issuances

DateIDTitle
09/28/2021 NR 2021-103 OCC Reports Improvement in Mortgage Performance
07/15/2021 NR 2021-75 OCC Marks the First Anniversary of Project Reach
06/28/2021 NR 2021-71 Mortgage Performance Declines in First Quarter 2021