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Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

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Related News and Issuances

DateIDTitle
10/03/2024 OCC 2024-29 Commercial Lending: Refinance Risk
09/18/2024 NR 2024-103 OCC Reports Mortgage Performance for Second Quarter of 2024
07/17/2024 NR 2024-78 Agencies Issue Final Rule to Help Ensure Credibility and Integrity of Automated Valuation Models