Community Affairs Publications

The OCC’s Community Affairs publications share insights, resources, and practices to support national banks and federal savings associations in serving underserved communities. Covering a range of community development topics, these publications offer information to help institutions provide safe, sound, and impactful financing and financial services.

Publication Collections

Community Developments Fact Sheets

Community Developments Insights

Community Developments Investments

Community Developments Spotlights

Financial Literacy Digests

You can also view Community Affairs Publications Organized by Topics.

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Community Developments Fact Sheets

Publication Date	Title	Version
01/31/2025	Leveraging Earned Income Tax Credits to Reach New Bank Customers	January 2025
12/05/2024	FHLB Government Mortgage-Backed Security Program: Facilitating Secondary Market Access	December 2024
08/27/2024	Public Welfare Investments for Federal Savings Associations	August 2024
03/13/2024	Financial Capability	March 2024
02/23/2024	USDA Rural Development: Community Facilities Guaranteed Loan Program	February 2024
03/16/2023	Multifamily Rural Housing Finance Program	March 2023
09/14/2022	FHA's 203(b) Basic Home Mortgage Guarantee Program	September 2022
06/15/2021	FHA’s 203(k) Loan Program	June 2021
08/25/2020	Opportunity Zones	August 2020
05/18/2020	Rural Housing Service Single Family Housing Guaranteed Loan Program	May 2020
09/24/2019	Capital Magnet Fund	September 2019
09/23/2019	Bank Partnerships With Community Development Financial Institutions and Benefits of CDFI Certification	September 2019
04/15/2019	Submitting National Bank Public Welfare Investment Filings Using CATS	April 2019
03/15/2019	Indian Loan Guarantee, Insurance, and Interest Subsidy Program	March 2019
02/15/2019	Federal Home Loan Bank Programs for Community Development Finance	February 2019
12/15/2018	SBA Certified Development Company/504 Loan Program	December 2018
09/15/2018	USDA Rural Development Business and Industry Guaranteed Loans	September 2018
08/15/2018	Designated Disaster Areas and Consideration Under the Community Reinvestment Act	August 2018
01/15/2018	Individual Development Accounts	January 2018
01/15/2017	U.S. Department of Veterans Affairs Home Loan Guaranty Program	January 2017
08/15/2016	Partnerships With Minority- and Women-Owned Financial Institutions, Low-Income Credit Unions	August 2016
02/15/2016	HUD Title VI Loan Guarantee Program	February 2016
02/15/2016	Public Welfare Investments	February 2016
02/15/2016	SBA Small Business Development Centers	February 2016
07/15/2015	What Is the SBA 7(a) Loan Guaranty Program?	July 2015
09/15/2011	Bank-Owned Community Development Corporations	September 2011
09/15/2011	Multibank Partnerships for Community Development Financing	September 2011

Community Developments Insights

Publication Date	Title	Version
06/09/2025	USDA Rural Development Business and Industry Guaranteed Loan Program	June 2025
03/03/2025	Historic Tax Credits: Bringing New Life to Older Communities	March 2025
06/06/2024	How Banks Can Measure and Support Customer Financial Health Outcomes	June 2024
12/15/2018	SBA's Certified Development Company/504 Loan Program: Small Businesses’ Window to Wall Street	December 2018
03/15/2017	School-Based Bank Savings Programs: Bringing Financial Education to Students	March 2017
02/15/2016	Commercial Lending in Indian Country: Potential Opportunities in a Growing Market	February 2016
09/15/2015	Small Business Investment Companies: Investment Option for Banks	September 2015
12/15/2014	Bankers' Guide to the SBA 7(a) Loan Guaranty Program	December 2014
10/15/2014	Community Development Loan Funds: Partnership Opportunities for Banks	October 2014
03/15/2014	Low-Income Housing Tax Credits: Affordable Housing Investment Opportunities for Banks	March 2014
06/15/2013	New Markets Tax Credits: Unlocking Investment Potential	June 2013
03/15/2009	Property Disposition: Exploring Different Approaches for Preserving Affordable Housing Opportunities	March 2009
02/15/2005	Individual Development Accounts: An Asset Building Product for Lower-Income Consumers	February 2005

Community Developments Investments

Publication Date	Title	Version
04/07/2022	Partners in Recovery: Community Reinvestment and Resilience	April 2022
11/15/2018	Expanding Internet Access: Bank Financing for Rural Broadband Initiatives	November 2018
05/15/2018	Profitable Partnerships: Collaborating With Minority Depository Institutions	May 2018
02/15/2018	Expanding Housing Opportunities: Single-Family Rehabilitation Financing Programs	February 2018
03/15/2017	Preserving Affordable Housing: Innovative Partnerships	March 2017
09/15/2016	Housing Financing in Indian Country: Spotlight on HUD's Title VI Program	September 2016
06/15/2016	Financing Health Care Centers: Supporting Community Wellness	June 2016
05/15/2015	Small Multifamily Rental Property Financing	May 2015
12/15/2013	Investing in Wind Energy Using the Public Welfare Investment Authority	December 2013
08/15/2013	Extending Credit in Indian Country	August 2013
09/15/2012	Bank Financing of Healthy-Food Initiatives	September 2012
11/17/2010	Public Welfare Investments: A Catalyst for Community Development	November 2010
09/19/2008	Multibank CDCs Pooling Resources to Strengthen Communities	September 2008

Community Developments Spotlights

Publication Date	Title	Version
04/20/2000	Effective Strategies for Community Development Finance	April 2000
07/29/1997	A Guide to Mortgage Lending in Indian Country	July 1997

Financial Literacy Digests

For more financial literacy resources, visit the Financial Literacy Resource Directory.

Publication Date	Title	Version
07/02/2025	Financial Literacy Update: Summer 2025	Summer 2025

Community Affairs Publications Archive

The publications listed in the Community Affairs Publications Archive contain outdated material and references.